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Insurance Telemarketing & SMS Lead Generation at Scale

Reach auto renewal prospects, Medicare-eligible consumers, and home insurance shoppers with bulk SMS and voice broadcasting. Only pay for the campaign — reps only talk to self-selected interested prospects through press-1 transfers.

3-8% Live-connect rates
100k+ Calls per campaign
$599 Starting price

Why Insurance Cold Outreach Keeps Getting Harder

Traditional cold calling for insurance has produced falling returns every year since 2019. Caller-ID spam flagging, consumer avoidance, and rising labor costs have cut dial-to-connect rates from 15-20% a decade ago to 3-7% today. The agencies that still produce meaningful pipeline are the ones running combined voice broadcasting + SMS campaigns — not trying to brute-force their way through dial lists.

Whether you're writing auto, home, life, Medicare supplement, or health — the outreach math has shifted. A 10-rep call center producing 15,000 dials/week used to generate 80-150 qualified leads. Today it generates 30-60 — at the same labor cost. That's why high-performing insurance operations have moved to voice broadcasting with press-1 transfers: reach 100k contacts in an afternoon, and your reps only talk to the small fraction who press 1 to be transferred.

Who this works for

Insurance Campaigns That Produce Real Pipeline

The specific campaign types that consistently generate qualified leads for insurance agencies in 2026:

🚗

Auto Renewal Rate Shopping

Voice broadcast to auto insurance consumers with rate-comparison offer. 2-5% press-1 rate converts to quote opportunities.

🏡

Home Insurance Shoppers

Target new homeowners (recent mortgage closings) and renewal-window consumers with home insurance comparison quotes.

👵

Medicare Lead Generation

Aging-in (64-65) lists with Medicare supplement and Advantage plan education. Combined SMS + voice campaigns.

⚰️

Final Expense & Senior Life

Age-targeted final expense and senior whole life campaigns. Voice broadcast produces 1-3% response rates.

📋

Health Insurance Open Enrollment

Time-sensitive ACA and marketplace enrollment campaigns during open enrollment windows.

🤝

Agent Recruitment

IMOs/FMOs recruiting independent agents with career-change campaigns to licensed insurance professionals.

How It Works

Simple flow from order to live campaign — most campaigns launch within 24 hours of payment confirmation.

1

Define Your Target

Geographic region, age range, insurance vertical (P&C, life, Medicare, health). We help source the appropriate list from vetted data providers.

2

Pick SMS, Voice, or Both

Bulk SMS for text-based outreach, voice broadcasting with press-1 for live-transfer campaigns, or combined sequences for maximum response.

3

Review & Launch

Preview script/message, approve launch window, and watch transfers flow to your licensed agents in real-time.

4

Close the Business

Your licensed team handles qualification and binding. We handle everything up to the live transfer.

Pricing Built for Insurance Agencies

Voice broadcasting and bulk SMS packages built for insurance volume requirements. One-time campaign pricing, no recurring fees.

BRONZE
$399/campaign
100,000 SMS or 50,000 voice calls
  • Single campaign send
  • DNC scrubbing included
  • Real-time tracking
  • Press-1 transfer setup
  • 24-hour launch
Order BRONZE
GOLD
$899/campaign
2M+ SMS or 500k voice calls
  • Everything in Silver
  • Multi-channel (SMS + voice)
  • Custom compliance review
  • State-by-state segmentation
  • Dedicated launch manager
Order GOLD

All packages include DNC scrubbing, carrier-grade delivery, real-time tracking, and 24/7 launch support. Crypto or wire payment — no monthly contracts.

Insurance Compliance: TCPA, State Laws & Licensing

Insurance is one of the most TCPA-litigated industries. We operate infrastructure designed to meet the strictest applicable state standard, so your agency is protected.

Built-in compliance handling:

  • TCPA-compliant outbound — DNC scrubbing, time-of-day windows, honest caller-ID identification
  • State-level compliance — Florida, Oklahoma, Washington and other stricter-state rules applied at campaign level
  • Licensed-agent routing — press-1 transfers only route to appropriately licensed agents in the recipient state
  • Call recording & logs — every call recorded and logged for compliance audit trail
  • Do Not Solicit lists — internal DNC tracking permanently retained across all future campaigns
  • Script compliance review — our team reviews every voice script for TCPA and state insurance marketing rules before launch

Ready to Fill Your Pipeline With Qualified Insurance Leads?

Voice broadcasting + SMS campaigns designed for insurance volume. Starting at $399 per campaign. Launch in 24 hours.

Start Your Campaign →

Frequently Asked Questions

Is voice broadcasting legal for insurance outreach?

Yes with proper TCPA compliance. Requires DNC scrubbing, appropriate consent or manual-dial exemptions, opt-out mechanisms, and state-specific rule adherence. We handle infrastructure-level compliance; your agency is responsible for script content and agent licensing.

What press-1 transfer rate should I expect?

Typical 1-3% of delivered voice broadcasts produce press-1 transfers. Auto insurance and Medicare produce higher rates (2-4%); final expense and life lean lower (0.5-2%). List quality is the biggest variable.

Can I run voice broadcasting and SMS on the same campaign?

Yes, this is one of the highest-performing patterns. Send SMS first to warm the list, then voice broadcast 2-3 days later. Recipients who've seen the SMS are 2-3x more likely to press 1 on the voice call.

How do I ensure my agents only get transfers from states where they're licensed?

We configure state-level routing at campaign setup — transfers from specific states route to specific licensed agents. Unlicensed-state transfers are filtered out before they hit your team.

What's the difference between Smarterblast and a traditional call center for insurance?

Traditional call centers dial from rep-staffed seats — labor-intensive and expensive ($4k-$7k/month per rep fully loaded). We run voice broadcasting infrastructure that reaches 50k-500k contacts per campaign. Your reps only handle press-1 transfers, producing 3-5x more live conversations per dollar.